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Fixed and Variable Annuities

We work with the top insurance providers to offer you a variety of fixed and variable annuities. Since it is impossible to predict the outcome of market investments, annuities can be used as a way to generate a stream of income in your retirement.

Offering a Variety of Annuities for Your Retirement Planning

Annuities are becoming an increasingly popular investment choice amongst individuals. An annuity is an insurance product that can be used to help provide a consistent stream of income during retirement.

We offer Fixed, Variable, Equity Indexed, and Fixed Immediate Annuities from some of the most trusted insurance providers.

If you think an annuity may be right for you, or if you are simply looking for more information about this type of product, our CFS Investment Representatives can help you understand how annuities can benefit you.

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Overview of Annuities

Fixed Annuities offer investors tax deferral, reliable interest, and may be principal protected, offering a consistent stream of income through its fixed rate, set for a specific period of time.

Variable Annuities offer tax deferral, long-term growth potential, and optional rider benefits.

Equity Indexed Annuities offer a fixed interest rate and participation in a market index, offering some of the features found in both fixed and variable annuities.

Fixed Immediate Annuities provide a fixed monthly income for life or for a set period with no market fluctuation. These annuities are often used in retirement to help individuals from out living their nest egg.

Features & Benefits

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Meet with a CFS Financial Advisor to discuss your financial goals in order to develop the right investment plan specific to your unique financial needs.

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Market Summaries

Access videos and interactive multimedia covering current market performance, important current events and key data release dates.

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We offer a wide variety of interactive and easy to use financial calculators that can help you determine and plan your investment, retirement and educational savings goals, giving you interactive charts and graphs to help visualize and monitor your progress.


Stay up-to-date on the latest financial issues across a variety of topics including retirement, investments, personal finance, annuities, insurance, taxes, college, government benefits and more.

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Attend a complimentary seminar and join leading industry experts to discuss topics designed to give you the information you need to make important life decisions.

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